Stop those everyday, frustrating conversations with the collections department!
Give us 10 min on the phone, and we will put you back in control!
We only serve clients in foreclosure. There is never any up-front fees,
nothing for you to buy and you are under no obligation.
No Hassels, No Hard Sale, Just Solutions!
If you haven't found a way to save you house by the time the "Notice of Trustee Sale" has been recorded, call us right away!
What is a Short Sale?
A short Sale is when a lender allows the sale of the home for less than the lender is owed.
Why should you consider a Short Sale?
It's the best posible outcome for your credit.
Bankruptcy: is the worst! Do not declare bankruptcy unless you have overwhelming un-secured credit.
Foreclosure: is the next worst thing, there is no reason for this to happen as long as you give yourself enough time.
Deed-In-lieu of Foreclosure: is almost as bad on your credit, and you will have to pay up-front money to an attorney and miss out on months of free housing.
The Short Sale Process: is the best solution on your credit, plus you'll get months of free housing with zero ($0.00) up-front costs.
Why Would a Lender Accept a Short Sale?
If a lender rejects the Short Sale Offer they will have to wait several months to get the property back at a Trustee's Sale, hire an Attorney to evict the homeowner, and then pay a realtor to find a buyer. During this time the lender has recived no payments and the market has likely dropped Further.
Why work with us over anyone else?
We have been secsessfully negotiating short sale for the past 8 years and we have zero BBB complaints againsts us.
A foreclosure will severly damage your credit for several years. To keep a foreclosure off your credit, call O.R.M. TODAY
O.R.M. Services Inc.
Phone (206) 329-9923 Fax (888) 205-0071